Severe storms are a common sight for residents in Eau Claire, WI. However, while the fallen trees, broken power cables, and uprooted signposts instantly draw attention, homeowners know that storms can hit a lot closer to home by pulling off their roof shingles.
What should you do after a storm blew shingles off your roof? Forever Exteriors, the premier choice for storm damage roof repair in Eau Claire, WI, covers the details in this post.
Once you suspect that a storm has blown the shingles off your roof, you should wait for the storm to fully pass and for conditions to improve. As soon as it’s safe to do so, you need to inspect the damage to your roof.
Now, it’s important to complete the roof inspection from the ground. For most pitched roofs, it’s easy to see any missing shingles and other signs of wind damage by walking around the property. If this isn’t the case for you, it’s best to request the help of a professional roofing contractor in Eau Claire, WI.
While inspecting the roof damage, take pictures and videos covering the damage. These recordings might come in handy if you need to file insurance claims.
After a storm blew the shingles off your roof, you may spend significant sums to complete any repairs. However, your homeowners' insurance may cover the cost of the repairs or roof replacement — as long as you report the damage quickly and in line with the company’s protocols.
Your insurance company will review the evidence you provide and ask questions about the extent of the damage. They’ll usually send an insurance adjuster to your home to confirm your claim. If the adjuster agrees you have a claim, they’ll ask you to request an estimate from a roofing contractor.
The payout you can expect depends on the terms of your homeowners' insurance. If you have an Actual Cash Value (ACV) policy, you will only get a check for the current cost of your roof. For a Replacement Cost Value (RCV) policy, the company will pay for the cost of replacing the roof.
Once your insurance company gives the all-clear, you can hire a reputable roof inspection company to thoroughly assess your roof’s condition. The assessment will uncover any hidden damage you’ve missed and provide a detailed estimate for your insurance company. Thus, it’s in your best interest to work with a roofing contractor with extensive experience working with insurance companies.
As many homeowners in the area will agree, you can’t ignore roof damage in Eau Claire, WI. Discuss with the roofing contractor on temporary repairs that will prevent further water damage to your home.
Don’t make any mistakes if a storm blew the shingles off your roof. Reach out to Forever Exteriors immediately. They can check for roof damage after a storm, complete repairs, and help deal with your insurance company.